Be Smart with your Money…
Learn The Smart Money Method – a proven system to accelerate your way to Financial Freedom.
How to build a Smart Budget
When starting out, building a budget may seem daunting, and it can be. But with some simple structure and a little guidance, it can be built relatively easily. And it’s a vital step toward financial independence. The first one is always the most difficult. From month...
What is my Net Worth
Many people don’t understand how vital knowing and tracking their Net Worth is to successful money management. In the Smart Money Method, we calculate a person or couple’s Net Worth early on in our process. This gives a starting point, or an anchoring point, from...
The 5 Pillars of a Successful Budget
As you’ll know by now, the Smart Money Method™ (SMM) is built on 5 foundational pillars: Your money reality check, Smart budgeting and reviews, A money management system, Total debt elimination, and, Saving/Investing for future use. Today, and in fact this month, I...
Smart House Hunting
Our home is often the biggest purchase of our lives, and a mortgage (or home loan) is typically our biggest financial commitment. Today it is a necessary debt to get onto the home-ownership ladder. But choosing the right home loan and repaying it quickly using our...
7 Questions to Ask a Mortgage Provider
Before entering a mortgage contract with a lender, remember it is generally a very long timeframe that you are potentially signing up for with that provider. It's important to know just what you can and can’t do with a loan, and what the costs are, before signing up....
Where to Get a Mortgage
You can get a mortgage directly from a bank or through a mortgage broker. Both have their advantages and disadvantages. Home loans are also available from ‘non-bank lenders’ such as building societies, finance and insurance companies, trustee companies and credit...
